Operating from 1121 E. Main St., Ste. 124B, St. Charles, IL 60174, O’Flaherty Law’s Saint Charles elder law attorneys take time to educate and assist families in planning for their golden years and the well-being of loved ones. Attorney Kevin O’Flaherty, a graduate of the University of Iowa and Chicago-Kent College of Law, leads a team experienced in family law, litigation, estate planning, bankruptcy, real estate, and business representation. Their elder law services explain how power of attorney forms provide for mental disability by appointing loved ones to manage finances and make healthcare decisions if clients become mentally incompetent through old age, accident, or disease. By executing both healthcare and financial powers of attorney while mentally competent, clients avoid costly, stressful, and time-consuming guardianship proceedings. The firm also assists with planning for long-term care, explaining how the expense often leads families to rely on Medicaid. With proper planning at least five years in advance, clients can receive Medicaid assistance while preserving assets for family members. Additionally, they address protecting a healthy spouse’s assets when the other spouse needs long-term care and Medicaid benefits, discussing the Community Spouse Resource Allowance. For consultation, call (331) 254-3033.

www.oflaherty-law.com/practice-areas/st-charles-elder-law-attorne…

La Fleur Law Office, with locations at 313 North Plankinton Avenue, Suite 429 in Milwaukee and N63 W23231 Main Street, Suite 201 in Sussex, provides dedicated elder law services throughout Wisconsin. Led by Catherine La Fleur, this woman-owned firm brings over 60 years of combined experience to address the unique legal challenges seniors and their families face. Their comprehensive practice encompasses estate planning tailored to protect assets and ensure smooth wealth transition, with detailed wills, trusts, and advance directives expressing clients’ wishes. The firm specializes in long-term care planning, offering guidance on Medicaid and other benefit programs while helping families evaluate care options and preserve assets. For situations requiring protective measures, their attorneys provide support navigating guardianship and conservatorship proceedings while advocating for seniors’ rights. Additional services include probate and estate administration to ease burdens during difficult times and dedicated advocacy for victims of elder abuse, neglect, or exploitation. Clients consistently praise the firm’s professionalism and compassion, noting their attorneys are “sharp, savvy, and professional in court” while remaining “humble, gracious, and personable” with clients. Contact La Fleur Law at 414-219-9030 for experienced elder law guidance.

lafleurlawfirm.com/family-law/elder-law/

The Law Offices of Brandon White in Gilbert, Arizona specializes in Miller Trusts (Income-Only Trusts) for ALTCS/Medicaid applicants facing income challenges. Located at 225 E. Germann Rd, Suite 101, their experienced attorneys assist clients throughout Arizona with these specialized trusts that redirect income like Social Security or retirement funds when applicants exceed monthly income limits. For 2022, single applicants could have maximum monthly income of $2,525 while married couples were limited to $5,046. When properly established, Miller Trusts allow applicants to maintain their income while still qualifying for ALTCS benefits without affecting asset eligibility. The trust typically pays for the beneficiary’s share of care costs not covered by ALTCS, personal needs allowances, and sometimes spousal maintenance needs. Attorney Brandon White and Matthew K. Palfreyman guide clients through creating compliant trusts, establishing appropriate bank accounts, and appointing qualified trustees. They note that while spouses can create these trusts without special authorization, other situations may require a financial power of attorney or conservatorship. The firm offers comprehensive assistance with the entire ALTCS application process alongside trust creation. Contact them at 602-237-6772 for Miller Trust guidance or ALTCS application help.

brandonwhitelaw.com/elder-law/miller-trust

Otte & Czajkowska, LLC operates from their Chicago office at 6035 North Northwest Highway, Suite 201, Chicago, IL 60631, specializing in Medicaid planning for elder law clients. With Americans living longer due to medical and healthcare technology advances, more seniors require long-term care in nursing homes or assisted living facilities, often struggling with the high costs. Their experienced elder law attorneys help aging individuals and families analyze circumstances and organize assets to qualify and remain eligible for Medicaid benefits. They explain that Medicaid Long-Term Care assists those requiring ongoing medical care, including nursing home care, which costs thousands monthly in the Chicago area and can quickly deplete savings. Through careful planning, clients can qualify for benefits while preserving assets for future generations. The firm provides guidance with creating trusts and other asset transfers allowing clients to receive necessary care without jeopardizing family finances. While advance planning offers the most options, they emphasize that even those currently needing assistance have available avenues if they act quickly. As a valuable service to the community, they offer Polish-speaking attorneys to help overcome language barriers for Polish-speaking clients. For a confidential consultation, call 773-631-7100.

www.oclawyergroup.com/elder-law/medicaid-planning

McLaughlin & Nardi at 37 Vreeland Ave, Totowa, NJ 07512 provides comprehensive guardianship services for individuals unable to care for themselves. Reachable at (973) 890-0004, the firm handles cases ranging from developmentally disabled children reaching adulthood to elderly parents with dementia, or individuals incapacitated by injury or illness. They explain that New Jersey law allows concerned persons, typically close family members, to be appointed as guardians who manage the incapacitated person’s affairs. Their attorneys distinguish between guardians of the person, who make personal and medical decisions, and guardians of property, who manage assets and financial matters—noting that one person can serve in both capacities. The firm outlines the guardianship process: filing a complaint with two doctors’ certifications, submitting an asset inventory, working with court-appointed attorneys, attending hearings, meeting with the surrogate to obtain letters of guardianship, and fulfilling periodic reporting requirements. McLaughlin & Nardi assists clients through every step, from examining facts to determine if guardianship is appropriate, arranging medical examinations, preparing inventories and petitions, working with court-appointed attorneys, and providing representation at guardianship hearings.

www.esqnj.com/practice-areas/personal-services-practice/elder-law…

McCarthy Law, LLC operates from 461 Main St, Suite 101, East Greenwich, RI 02818 (401-541-5540), offering comprehensive elder law services throughout Rhode Island, Massachusetts, and Connecticut. Their team addresses various elder law issues including nursing home neglect or abuse, elder financial abuse, Medicaid planning, and estate planning. The firm specializes in advanced planning and long-term care strategies, helping clients avoid substantial monthly care costs that could burden both seniors and their families. They support adult children who become caretakers for parents or find themselves making important legal, financial, and health decisions for elderly loved ones. Beyond traditional planning, their attorneys assist with guardianships and conservatorships when elderly individuals become unable to make personal or financial decisions due to illness, disability, or injury. The firm explains that conservators appointed by courts take over financial responsibilities in situations involving coma, mental challenges, neurological conditions like Alzheimer’s or Parkinson’s, strokes, or brain injuries. McCarthy Law emphasizes personalized service with attorneys who explain legal options in everyday language, providing empathetic and accessible guidance at affordable prices through in-office, in-home, or virtual appointments.

www.mccarthylawri.com/elder-law-lawyer-east-greenwich-ri/

McDonald Lawfirm operates from The Plaza 222 Building, 222 S. U.S. 1, Suite 203, Tequesta, Florida 33469, with phone 561-748-2233. Their elder law attorney focuses on estate planning, Medicaid planning, and tax preparation for elderly or disabled clients, though many elder law considerations apply to people of all ages. These topics include designating healthcare decision-makers, memorializing end-of-life care wishes, and appointing financial decision-makers during incapacity. The firm emphasizes putting plans in place for care when clients can no longer handle their own affairs, noting that even young, healthy people can be stricken by accidents or devastating illnesses. They offer advance directives that authorize trusted individuals to take over when clients can no longer manage independently. Attorney Marshall McDonald brings over 30 years of experience as an estate planning attorney, CPA, and elder law attorney, creating customized plans addressing clients’ specific needs. Their services include preparing essential documents such as healthcare surrogate designations (also known as healthcare proxies or healthcare powers of attorney), durable powers of attorney, and living wills. The firm clarifies the difference between living wills (directions for end-of-life healthcare) and traditional wills (distribution of possessions after death).

mcdonaldlawfirmfl.com/elder-law-attorney/

Brian J Murphy Law, LLC provides trustworthy elder law services in Manchester, CT, where 15.3% of the population is over 65 according to the U.S. Census. Their attorneys are committed to assisting seniors and families with specialized legal issues ranging from special needs planning to elder abuse cases. Understanding that elderly individuals face unique challenges often overlooked by others, their team delivers compassionate representation tailored to each client’s specific situation. Elder law, a specialized subset of estate planning focusing on seniors’ legal matters, encompasses everything from conservatorship decisions to long-term care planning. The firm emphasizes the importance of understanding elder law basics for anyone with loved ones approaching retirement age, as their safety and financial security depend on proactive planning. Their highly skilled attorneys develop comprehensive strategies ensuring that all concerns are addressed properly, navigating the complicated legal system on clients’ behalf. By working with experienced professionals sooner rather than later, families can avoid common pitfalls and ensure proper protection for vulnerable seniors. The firm offers a variety of services covering estate planning, Medicaid planning, and more. Contact Brian J Murphy Law at (860) 643-3021 to discuss your elder law needs.

murphylawct.com/elder-law-attorney-manchester-ct/

Justin L. Scott leads Scott Counsel, P.C. from 98 Kings Highway N in Cherry Hill, New Jersey, providing comprehensive elder law services throughout South Jersey. As compassionate advocates for senior citizens, their attorneys recognize that with 50 million seniors nationally and projections reaching 80 million by 2040, older Americans remain underserved in key areas. Their practice addresses the unique legal needs of seniors through estate planning including wills, trusts, and power of attorney documents. With deep experience in business succession planning, Scott helps business owners create structures ensuring future company viability through family transfers, partner transitions, or sales. Their Medicaid planning services protect assets from long-term care costs, which exceed $11,000 monthly for private nursing home rooms in New Jersey. The firm addresses nursing home negligence cases involving pressure ulcers, medication errors, falls, malnutrition, and inadequate care. For seniors unable to manage their affairs, the firm assists with adult guardianships, while their probate and estate administration services help families navigate the complex process after a loved one’s passing. With offices throughout South Jersey and Southeastern Pennsylvania, Scott Counsel offers convenient virtual consultations that include entire families.

scottcounsel.com/cherry-hill-elder-law-attorney/

Carney Law, LLC provides specialized elder law services from their Birmingham office at 3500 Colonnade Parkway, Suite 100, focusing on helping individuals plan for incapacity and long-term care needs. The firm follows specific ELDER standards—Educational, Lifelong, Detailed, Efficient, and Respectful—ensuring clients understand all aspects of the planning process while receiving comprehensive, dignity-preserving care. Their approach emphasizes education to combat misinformation that often leads to fear-based planning decisions, while developing lifelong strategies adaptable to changing circumstances. The practice addresses the highly detailed nature of long-term care planning, where small details like asset amounts and transfer dates can significantly impact benefits eligibility. Their attorneys work efficiently to accomplish clients’ objectives without unnecessary complications, particularly important given the time-sensitive nature of elder care planning. Certified by the Pennsylvania Supreme Court in Elder Law specialty, the firm assists with estate planning, healthcare decision-making, guardianship, retirement planning, and fiduciary services. Their comprehensive elder law services help protect assets from being depleted by nursing home costs while ensuring clients receive necessary care. For consultations, call (205) 802-0696.

www.carneylawllc.com/practice-areas/elder-law

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